Flexible Payment Options

Drive Now,Pay Later.

Don't delay safety-critical repairs because of budget. We offer flexible financing options with quick approval so you can get back on the road without financial stress.

✓ Approved in Minutes

✓ No Hidden Fees

✓ 0% Interest Available

Best Rate Available

Interest

For up to 12 months

Choose Your Plan

Financing Options

We partner with top financing providers to offer you flexible options no matter your credit situation. Get repairs done today and spread the cost over time.

Short-Term Option

For 6 Months

Zero interest for six months when you finance repairs totaling $500 or more. Pay off the balance in 6 equal monthly installments at no extra cost.

Minimum repair: $500 · Subject to credit approval

Best Value · Most Popular

For 12 Months

Our most popular plan. Zero interest for a full year on repairs $1,500 and over. Ideal for transmission work, major engine repairs, or multiple services at once.

Minimum repair: $1,500 · Subject to credit approval

Long-Term Option

Low

Monthly Plan

Extended payment terms available for customers who need more flexibility. Low monthly payments spread over 24–36 months. Ask our advisor for details.

Available on all repair amounts · Subject to credit approval

Simple Process

How to Apply

Applying for financing takes less than 5 minutes. Most customers receive an instant decision.

Visit or Call Us

Bring your vehicle in for service or call ahead to describe your repair needs. Our service advisor will confirm the repair total and walk you through financing options.

Fill Out the Application

Complete a simple financing application at our front desk — takes about 3 minutes. We'll need your name, address, income info, and a valid ID. No lengthy paperwork.

Get Approved & Drive Home

Most applications receive an instant decision. Once approved, we complete the repairs and you drive home today. Your first payment isn't due for 30 days.

Questions Answered

Financing FAQ

What credit score do I need to qualify?

We work with multiple financing partners to accommodate a wide range of credit scores. While the 0% interest plans typically require fair-to-good credit, our low monthly plan options are available to a broader range of applicants. Apply and see — there's no cost to check.

Does applying affect my credit score?

The initial application typically uses a soft credit inquiry which does not affect your credit score. A hard inquiry may be performed if you proceed with the financing, which has a minimal, temporary impact on your score.

Can I pay off my balance early?

Yes. There are no prepayment penalties. You can pay off the full balance at any time. If you're on the 0% plan, paying it off before the promotional period ends means you pay zero interest.

What happens if I don't pay off the 0% balance in time?

If the promotional balance isn't paid off by the end of the 0% period, deferred interest may apply from the original purchase date. We recommend setting up automatic payments to avoid this. Your financing documents will include the full terms.